Responsibilities
- Assess credit applications and evaluate the creditworthiness of individuals or businesses based on financial information, credit history, and internal risk criteria.
- Conduct financial and credit analysis to identify potential risks, weaknesses, and mitigating factors.
- Review customer financial statements, credit reports, bank statements, and supporting documentation.
- Assist in preparing credit assessments, risk recommendations, and credit approval memos.
- Monitor existing credit exposures, repayment behavior, limits, and risk indicators.
- Identify early warning signs of credit deterioration and escalate material risks to senior team members.
- Ensure credit decisions and processes comply with internal policies, risk appetite, and applicable regulatory requirements.
- Maintain accurate and up-to-date credit records, risk assessments, and documentation.
- Support portfolio monitoring and preparation of periodic credit risk reports and analyses.
- Assist with credit risk data collection, reporting, and analysis to support management decision-making.
- Collaborate with Credit, Finance, Relationship Management, Compliance, and other relevant teams on credit-related matters.
- Contribute to improving credit assessment processes, risk controls, and reporting methodologies.
Qualifications
- Bachelor’s degree in Finance, Accounting, Economics, Business Administration, or a related field.
- 1–3 years of experience in credit risk, credit analysis, banking, financial analysis, or a related field.
- Good understanding of financial statements, credit analysis, and basic financial concepts.
- Strong analytical and numerical skills with attention to detail.
- Ability to assess financial information and identify credit risks and trends.
- Good knowledge of Microsoft Excel and Microsoft Office applications.
- Strong written and verbal communication skills.
- Ability to organize and prioritize multiple tasks while meeting deadlines.
- High level of integrity, accuracy, and professional judgment.
- Ability to work effectively both independently and as part of a team.
- Familiarity with credit policies, risk assessment frameworks, or banking regulations is an advantage.
Required Skills
- Core Banking
Job Details
- Location Amman - Jordan
- Industry Accounting & Finance
- Job Type Full-Time
- Degree Bachelor
- Experience 1-3
- Nationality Unspecified
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