Develop and implement business strategies, annual operating plans, and growth initiatives to achieve the company's objectives.
Oversee the company's overall operations, ensuring operational efficiency, service quality, and effective resource utilization.
Monitor financial performance, including budgeting, profitability, cash flow, and key performance indicators.
Oversee financing operations, including financing portfolio performance, credit quality, risk management, and collections, as applicable.
Identify new business opportunities, expand market presence, and establish strategic partnerships to support business growth.
Ensure compliance with applicable laws, regulatory requirements, internal policies, and Islamic Sharia principles.
Establish and maintain strong relationships with clients, financial institutions, business partners, regulators, and other key stakeholders.
Lead and supervise management teams, ensuring effective performance management, employee development, and achievement of business objectives.
Monitor market trends, competitor activities, and industry developments to identify opportunities and support strategic decision-making.
Prepare and present regular business performance reports, financial updates, and strategic recommendations to the Board of Directors or relevant stakeholders.
Establish and maintain effective internal controls, corporate governance practices, and risk management procedures.
Drive continuous improvement initiatives to enhance operational performance, customer satisfaction, and overall business sustainability.
Qualifications
Minimum 15–20 years of relevant professional experience in banking, Islamic finance, financial services, or financing companies.
Extensive senior management experience in positions such as General Manager, Deputy General Manager, CEO, COO, or Director.
Bachelor's degree in Finance, Banking, Accounting, Business Administration, Economics, or a related field. A master's degree or MBA is preferred.
Strong knowledge of financial management, financing operations, business development, credit assessment, and risk management.
Good understanding of Islamic finance principles, Sharia-compliant financing products, and relevant regulatory requirements.
Proven ability to develop business strategies, manage financial performance, and achieve organizational growth objectives.
Strong leadership, strategic planning, decision-making, and team management skills.
Excellent communication, negotiation, and stakeholder management skills.
Ability to analyze financial and operational performance and make sound business decisions.
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